While GREYZ CAP is primarily for institutional firms, GreyzEx now introduce MyConstant, Inc for our consumer investment and lending platform through a new partnership.
Constant is a multi-market P2P investment platform based in the US. It offers two different investment products with interest ranging from 4% APY to 7% APR. Consumers can lock their money away for 1-6 months for the best rates or choose anytime-withdrawals for flexibility. There are no fees 24-7 customer support across email, telephone, and social media. Constant also provides a free library of resources to achieve consumer's financial goals fast.
Free $2,000 trial bonus for new US customers
If you’re a US citizen who signs up and passes KYC, you’ll receive a 30-day trial bonus of $2,000 to invest in Flex at 4% APY. After 30 days, Constant will reclaim the $2,000, but you keep the interest. This gives you the opportunity to try the platform before committing any of your own money.
- Constant is rated 4.6 stars out of 5 on Trustpilot (250+ reviews).
- Constant uses Prime Trust, an accredited US financial institution, for almost all cash management. This means Constant rarely takes ownership of your funds, reducing custodial risk to you.
- Constant has featured in many prominent finance and tech publications, including Forbes, Inc Magazine, Entrepreneur, and Zero Hedge.
Flex is Constant’s anytime-withdrawal investment account. It pays 4% APY on deposits and you can withdraw anytime for free. If you want to earn a bank-beating rate on your money, consider Flex as your flexible investing alternative. You get 50x better interest than a savings account without locking in your money.
Flex works by investing your money in collateralized lending pools from which borrowers can get loans in return for interest. As such, it’s not a savings account, and is not FDIC-insured. However, it offers the convenience of a savings account with anytime withdrawals and a much better rate, so could be an ideal way to diversify your investments.
Crypto-backed is a P2P lending product that pays up to 7% APR on fixed terms of 1, 3, or 6 months. When you invest in Crypto-backed, your money funds a lending pool from which borrowers can get loans in return for interest. Borrowers must put up 100-200% of the loan amount in cryptocurrency as collateral to secure the loan, which is sold to repay you if they default or their collateral value falls to a threshold.
With flexible terms and up to 3x the interest of a CD, Crypto-backed offers a reliable alternative investment in challenging times. Given all lending is backed by cryptocurrencies, the risk of loss due to borrower default is lower than unsecured P2P lending platforms. Constant carefully selects which cryptocurrencies it accepts as collateral to ensure they can be sold at a moment’s notice. Their lending model has not failed them yet, with no investor losses since launch in early 2019.
Crypto Lend is Constant’s anytime-withdrawal investment account for cryptocurrencies. With Crypto Lend, you earn 9% APY on Bitcoin (BTC), Ethereum (ETH), and Binance Coin (BNB) by supplying liquidity to lending pools and exchanges. Your interest is paid and compounded every second in the same cryptocurrency you use to invest, and you can withdraw anytime for free. Constant has also capped investments at $3M to ensure it can cover investor losses in cases where it or its partners are at fault.